$124,900

Conveniently located in the Peekskill School District near shopping, medical facilities, and public transit, this complex sits just an hour from Grand Central Terminal via the nearby Metro-North station. Community amenities include a pool, a barbecue area, on-site laundry, an assigned parking space, and a dedicated storage unit. This co-op has one bedroom, one bath and an open space layout with living/dining area and the kitchen featuring a convenient breakfast bar. There is a walk-in closet in the bedroom, a coat closet at the entrance and a couple of other closets. Outside there is a covered porch facing a brook and trees. The maintenance fee fully covers property taxes, heat, hot water, basic cable, maintenance of the grounds, removal of snow and with primary residents eligible for a further STAR tax discount. This "as-is" sale requires a formal board approval process. Board requirements are: 775+ credit score; 20% deposit due at contract signing. Income requirements: Cash buyer income must be greater than $38,000 per resident; with mortgage, income must be greater than $55,000 per resident. Must have at least $15,000 in bank after down payment is made; debt-to-income ratio not to exceed 30%.