Accurate Value Range
How Much is Your Home Worth?
- Instant property valuation
- Expert advice
- Sell for more
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Kathryn Decrosta
REALTOR®
About Me
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Real estate values evolve with the market, and having a clear sense of where your home stands can provide a valuable perspective — whether you’re considering a move in the near future or simply prefer to stay informed.
This valuation tool offers an initial estimate based on recent sales and current market activity. For homeowners who would like a more refined understanding, I’m pleased to prepare a personalized market analysis that takes into account the unique characteristics, condition, and positioning of your property.
As part of my ongoing commitment to the homeowners and communities I serve, this insight is extended as a professional courtesy — thoughtful guidance designed to help you make informed decisions when the time is right.
The value of your home is calculated using a combination of factors including its location, age, size, condition, any improvements or renovations made, and recent sale prices of comparable homes in the neighborhood. It also factors in current market trends and local market conditions. The valuation tool is dynamic and can be influenced by data such as inventory trends, interest rates, and current buyer sentiment.
Online home valuations provide a good starting point and offer a general estimate of your property’s worth. However, they may not factor in recent renovations, unique features, historical value, architectural significance, and subjective market perception that could impact your home’s actual market value. For the most accurate assessment, Contact Kathryn.
Find Your Dream Home
A tailored value range and market snapshot - offered as a professional courtesy.
Accurate Value Range
A refined price range based on recent comparable sales, current competition, and what buyers are paying right now—not a generic automated estimate.
What Buyers Notice Most
An overview of the features that influence perception and value—condition, updates, layout, natural light, curb appeal, and the details that create a “this is the one” feeling.
Market Pulse
A clear read on your neighborhood: what’s currently on the market, what’s going under contract, how long homes are taking to sell, and where pricing is trending.
Positioning Insight
If you ever decide to sell, how your home would be positioned to stand out—pricing strategy, ideal timing, and the marketing approach that attracts qualified, serious buyers.
Value-Boost Opportunities
High-impact recommendations that can increase appeal and value—what’s worth doing, what to skip, and small refinements that often make a big difference.
Planning a Future Move
Even if you’re not ready today, knowing your home’s current value helps you time your next chapter with confidence—whether that’s months away or further down the road.
Considering Renovations ...
Before you invest, it helps to know what actually moves value. An evaluation can highlight which upgrades tend to pay off—and which are better left alone.
Before You Refinance or ...
When you’re planning financially, a realistic snapshot of market value provides a grounded starting point for conversations and options.
Inherited Property, Esta...
When a property is part of a larger transition, understanding value is often the first step—helping you decide whether to sell, keep, or plan next moves with clarity.
Divorce or Separation Pl...
I have extensive experience working directly with divorce attorneys and the court system, and I’ve been appointed through the courts in my career to oversee the sale of properties when couples can’t align on next steps. I provide a steady, neutral process—focused on protecting the asset, managing timelines, and getting the home sold efficiently and professionally.
Curiosity After a Neighb...
A strong sale nearby naturally raises the question: what would mine command in today’s market? A quick evaluation gives you a credible answer.
Preparing for a Sale, Ev...
The best listings don’t happen by accident. Knowing your value early gives you time to prepare strategically—without the pressure of a rushed timeline.
Downsizing, Upsizing, or...
When life shifts, your home should match it. An evaluation helps you map what’s possible and what your next move could look like—financially and practically.
Two Accurate Ways to Perform Home Valuations
MARKET ANALYSIS
A Comparative Market Analysis (CMA) is a tool used by real estate agents to value a home. It evaluates similar homes that have recently sold in the same area. Agents find comparable sales and use them to conduct a sales comparison. In most cases, an agent will find three homes that have recently sold and are as similar to and located as close to the home being valued as possible. Each one is then analyzed to pinpoint differences between it and the home being valued. Once these differences are priced out, the price of each comp is adjusted to see what it would cost if it was identical to the home being valued were it to be sold in the current market.
APPRAISALS
An appraisal is an unbiased valuation of a home based on a professional’s opinion. They are usually what mortgage companies use for home purchases and refinances. A lender usually orders a home appraisal and the cost of the appraisal, sometimes up to $500, is paid by the homeowner. An appraiser does a complete visual inspection of the interior and exterior of the home as well as taking into consideration recent sales of similar properties and market trends. The appraiser then compiles a detailed report on the home, including an exterior building sketch, a street map showing the home and any comparable sales, photos of the home and street, an explanation of how the square footage was calculated, and any other relevant information.
Situations When a Home Valuation May Be Necessary
REFINANCING
Lenders base the amount of their loans on the value of your property and usually allow you to borrow a maximum of 75% to 96.5% against your property. Knowing what your home is worth allows lenders to calculate your equity in the home. The more equity you have, the better terms you will receive on your refinance.
HOME IMPROVEMENTS
If you’re doing home improvement projects to increase the resale value, you want to make sure you’re not pricing it out of the market. If your home is already priced on the high-end for your neighborhood, making too many improvements could make it more difficult to sell. When you get a valuation, you can see how your home compares with others in the neighborhood and let this guide your home improvement decisions.
QUALIFYING FOR CREDIT
If you want to borrow cash against your home, getting a Home Equity Line of Credit (HELOC) could be a good option. To qualify, you must have a certain level of equity in your home. Most lenders require at least 20%. Getting a home valuation will help you determine if you qualify and will be used by the lender to make a decision on your loan.
PLANNING
Though it’s not a necessity, simply knowing the value of your home is good information to have. It will help you plan for the future and deal with unforeseen circumstances when you might be in a position that requires extra money or a quick relocation. Knowing how much equity you have in your home and how much you may be able to borrow against it or sell it for will help you respond to any financial curveballs that life throws at you.